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Written By: Chris Ruhlin | Last Updated: October 28, 2025
Time to Read 13 Minutes
Do you really know which type of NPDES permit your operation needs? Or if you already have one - are you truly sure you have the right permit for your facility? Are you confident you aren't operating without the right coverage, or worse, operating with no coverage at all?
If you hesitated even a little, you’re far from alone. We see this all the time. A business gets busy, assumptions get made, and before you know it, you’ve got a permit that doesn’t quite fit... or no permit at all. And that can be a serious (and costly) problem down the road.
At RMA, we’ve been helping companies across the country make sense of their NPDES and stormwater permitting since 1992. We know how confusing this world can be, and how fast it can get expensive if you get it wrong.
So let’s clear this up together. And if you’d rather skip the reading and just talk it through, you can contact us here. We’ll walk you through exactly what applies to your operation, what doesn’t, and what to do next.
NPDES stands for the National Pollutant Discharge Elimination System, and it's the framework EPA and your state use to control what leaves your property and ends up in a storm drain, ditch, or nearby stream.
If water runs off your site and can carry pollutants like oil, metals, sediment, or chemicals, then NPDES coverage probably applies to you. And that coverage typically falls into one of three categories: General Permits, Individual Permits, and No-Exposure Certifications.
Let’s talk through what each one actually means in plain English.
For most industrial facilities, a General Permit is the right fit. Think of it as a standardized, one-size-fits-most permit that covers typical stormwater discharges from industrial activity. It lays out what you need to monitor, how to manage runoff, and how often to report - all under a shared set of rules.
At the federal level, this is called the Multi-Sector General Permit (MSGP). Most states have their own versions, and some even break them down by industry (for example, separate permits for concrete plants, scrap yards, or marinas). The names change, but the idea stays the same.
If your site only discharges stormwater (not process water) and you handle materials or equipment outdoors, a general permit is likely your starting point. Manufacturers, recyclers, concrete plants, landfills, warehouses with outdoor storage, this is your crowd.
Getting coverage usually involves filing an application and preparing a Stormwater Pollution Prevention Plan (SWPPP). That plan outlines your potential pollutants, drainage areas, inspection schedule, and Best Management Practices (BMPs) - basically, how you’ll prevent contamination before it happens. You’ll also usually need to conduct routine inspections, take regular stormwater samples, and submit reports (often electronically) to stay in good standing.
General permits are faster, cheaper, and more predictable than the next option. But if your operation is unique, or your discharges are more complex, it might not be enough. In that case, you’re probably looking at an Individual Permit.
An Individual NPDES Permit is a site-specific permit written just for your facility. You’ll usually need one if you discharge process wastewater (like rinse water, cooling water, or contact water), you don't qualify for the general permit(s) your state offers, you have unusual discharge points or conditions, or if regulators decide your site poses a higher-than-average risk.
The process takes longer (typically six months to a year) and involves a detailed application, potentially lab testing, and public review. You’ll end up with permit limits that are customized for your operations, your site layout, and your receiving waters. It’s more work upfront, but it gives you a tailored, defensible framework that fits your site instead of trying to squeeze into a generic box.
We’ve helped hundreds of facilities negotiate reasonable, practical limits that make sense in the real world. If that’s where you’re heading, we can help you get there without the red tape nightmare.
If your entire industrial operation is enclosed and protected from the elements, you might not need a full permit at all. That’s where a No-Exposure Certification (NEC) comes in. It’s a simplified form of compliance that says, “Rain and snow never touch anything industrial here.”
To qualify, you can’t have any exposed materials or operations - no raw materials, waste, fueling areas, or outdoor storage. Everything has to be under a roof or inside. If that’s you, congratulations: you may be able to file a certification instead of managing stormwater sampling and reports every quarter.
It’s the easiest option by far... but it only works if you truly have no exposure. One uncovered dumpster, leaky compactor, or rusty piece of outdoor equipment can disqualify you fast!
Let’s be honest, one of the first questions everyone asks about NPDES permitting is, “What’s this going to cost me?” It’s a fair question, and the truth is: it depends on your site, your state, your permit type, and how much you try to handle yourself.
Speaking in general terms: No-Exposure Certifications are the cheapest, General NPDES permits fall in the middle, and Individual NPDES permits are the most expensive. We know, you want numbers.
The short answer is that the government fees for submitting your application typically range from a few hundred to a few thousand dollars. It totally depends on your state and the permit you need. If you need help preparing and submitting your application, you're looking at another $2,500 to $20,000 for a consultant's assistance (like us!).
Now, before you have a heart attack, don't worry - we built the calculator below so you can figure out where you fall in that massive range. You can use our NPDES Permit Cost Calculator right here to see how we'd price your NPDES project based on the types of permits we've covered in this article.
It takes about two minutes, asks zero personal questions, and gives you an instant estimate - no email required, no automated follow-ups, and no sales calls. We’ll only save your data if you choose to submit it at the end. Try it below!
Want a real, final number?
Once you’ve used the calculator, you’ll have the option to enter your email at the end if you’d like to see an exact quote for your project. Totally up to you. If you do submit your email, a real person (not a robot) will reach out to talk through your site and confirm details. No pressure, no sales scripts, and no endless email chains. Just straight answers from people who do this every day.
While industrial NPDES permits get most of the attention, there are a few others that can still impact what’s required at your site.
Construction General Permits (CGPs): If you’re disturbing one acre or more of soil for a project - clearing, grading, or excavation - you’ll likely need a CGP. It’s a short-term NPDES permit focused on erosion and sediment control during construction. Once your site is stabilized, coverage ends.
Municipal Separate Storm Sewer System (MS4) Permits: These apply to cities and counties that operate stormwater systems, but they often push requirements onto local businesses too. You might see extra inspections, SWPPP reviews, or BMP mandates coming from your town because of its MS4 responsibilities.
Local Stormwater Ordinances: Many towns and counties also have their own stormwater rules about things like sweeping schedules, catch basin cleaning, and site housekeeping. They’re not technically NPDES permits, but they’re often enforced the same way.
We regularly help clients figure out where the federal, state, and local lines actually meet, and who’s really in charge. If you’re getting different answers from different agencies, we can help you untangle it.

Legally? No. Logistically? Often yes.
If you just need a simple NEC and your state has a clear, streamlined way of obtaining one, you might be able to knock that out yourself (though many still hire a consultant to take care of it for them). The real trouble usually begins when you enter into the "real permits".
Some facilities take the DIY route and try to prepare their own permit application package. That might sound like the cheaper option at first, but by the time you spend days learning the rules, revising paperwork, and fielding regulator questions, the “savings” usually vanish. We see it all the time - folks end up spending more time fixing what went wrong than it would’ve cost to just get it done right the first time.
Hiring an environmental consultant (like us here at RMA!) is almost always the faster and safer route. We already know the state forms, the acronyms, and the people who review them. More importantly, we know what trips most facilities up (and how to prevent that from happening to you). For most facilities, that means your total project cost is just a small fraction of what a single enforcement fine would be.
Are we biased? Yes. But there's a reason most businesses get outside help when they're applying for an NPDES permit. Applications are detailed, facility staff is already stretched thin, and almost nobody has the time to figure it out on their own without screwing it up (especially if it's your first time).
If you’re still unsure where your operation falls, here’s a simple side-by-side look at the main stormwater programs. This isn’t a substitute for a full review, but it’s a great way to get your bearings.
| Type | Best For | Key Requirements | Pros | Considerations |
|---|---|---|---|---|
| General Permit | Most industrial sites with standard stormwater discharges | SWPPP, BMPs, inspections, sampling, annual reporting | Quick to obtain, low cost, straightforward compliance | Limited flexibility; often not suited for process wastewater or complex sites |
| Individual Permit | Facilities that don't qualify for a GP, have process water or unique, site-specific discharges | Detailed application, sampling, public review, customized limits | Tailored to your operation, flexible, defensible limits | Takes longer and costs more; heavier reporting and monitoring |
| No Exposure Certification (NEC) | Fully enclosed facilities with no industrial materials exposed to stormwater | Annual self-certification; no sampling or routine monitoring | Low cost, minimal paperwork, easiest compliance option | You must truly have no exposure; one uncovered dumpster can disqualify you |
| Construction General Permit (CGP) | Projects disturbing one acre or more of soil (clearing, grading, excavation) | Erosion and sediment control plan, stabilization, inspections | Short-term coverage only during construction; protects water quality | Ends once the site is stabilized; must file before breaking ground |
| MS4 Permit | Cities, towns, and counties operating public stormwater systems | Stormwater management program, inspections, education, reporting | Helps reduce local runoff pollution, often improves community infrastructure | Requirements often flow down to local businesses and developers |
| Local Stormwater Ordinance | Municipal or county-level rules for housekeeping, sweeping, and site maintenance | Local reporting, BMPs, catch basin cleaning, good housekeeping standards | Keeps your site in compliance with local stormwater goals; easy to follow | Varies widely by jurisdiction; enforced alongside state or federal permits |
Still not sure which one applies to you? Don’t sweat it. Contact RMA and we’ll help you sort it out in plain English.
Here’s the quick version: General Permits work for most industrial sites, Individual Permits cover the outliers, and NECs are perfect if you’re fully enclosed and weather-tight. Construction, MS4, and local programs might still affect you, but they're not what 90% of businesses need to be concerned with 90% of the time.
Whether you already have an NPDES permit, aren’t sure if you need one, or just realized you might be missing coverage altogether, we can help. Our process is simple and built to meet you where you are.
First, we review your operation and figure out exactly what applies to your site. Then, we outline what you need (and what you don’t) in plain English. From there, we handle the paperwork, communicate with regulators, and get your permit in place quickly and correctly.
So no matter where you are in the process - exploring your options, catching up after a visit from an inspector, or trying to simplify your existing permit - we’ll make it straightforward, affordable, and stress-free.
If you want to finally stop guessing and know exactly where you stand, reach out to us today. We’ll help you get the right coverage, stay compliant, and keep your operation running without surprises.
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